The loan market is vast. Lenders, rates, structures, fine print — it's a lot to navigate alone. At Loan Valley, we've navigated it for clients all over Australia. We search 40 lenders, find the right fit for your situation, and give you one clear answer. No shortlist. No guesswork. Just the loan you need, sorted.
Whether you're buying your first home, growing a property portfolio, or looking to get a better deal on your current loan — we find the right answer, explain it in plain language, and make sure you feel confident at every step. No jargon. No shortlists to decipher yourself.
First home buyers are our favourite clients — we love walking someone through it for the first time. But every client gets the same thing: Pete's undivided attention and a straight answer.
Meet Pete
Most brokers will tell you SMSF lending is complex and hand you to someone else. We don't. It is complex — which is exactly why you need a broker who's done it at least 21 times and knows every lender, structure, and trustee requirement cold.
Talk to Pete about SMSFThis calculator provides an estimate only. Actual repayments will vary based on lender, fees, and your individual circumstances.
Living expenses are estimated using HEM (Household Expenditure Measure) — the same benchmark used by Australian lenders. This is a guide only; actual borrowing capacity depends on lender policies, credit history, and your individual circumstances.
Stamp duty calculations are estimates based on standard rates. Thresholds, concessions, and exemptions vary by state and individual circumstances. Always confirm with your conveyancer or solicitor.
This is a guide only. Your actual home loan serviceability will be assessed by the lender based on their own criteria. Speak to Pete for a personalised assessment.
"Pete goes above and beyond and really simplified my journey as a first home buyer. He was able to guide me through all the options in detail and consistently puts the customer first and responds in a timely manner."
"Pete worked closely with us to ensure we met our goals when refinancing. The process was pain-free and Pete was with us every step of the way to make sure we received the most competitive rates in a challenging market. Super happy with the service and would recommend to anyone!"
"Have dealt with many brokers and advisors — must say Pete was the most helpful, informative and honest. I finally feel that I am in the right hands."
"Pete has helped us out twice — first with a loan for an investment property inside our SMSF, and then refinancing our home loan. In both instances the service has been outstanding. He is an excellent communicator, responsive, patient and super easy to work with. He took care of everything and made the experience as painless as possible."
Pete Vlanes built Loan Valley because he wanted to do broking properly — and for him, that means first home buyers. Walking someone through the biggest purchase of their life, explaining what everything means, and watching them get the keys to their first home? That's the part of this job he never gets tired of.
He's also a specialist in SMSF lending — one of the more complex corners of mortgage broking — which means his broader knowledge runs deep. Whether you're a first home buyer in the outer east, an investor growing a portfolio, or a self-managed super fund buying property, you get the same thing: Pete's honest, clear advice and his full attention.
Book a free, no-pressure call with Pete. Whether you're ready to go or just starting to wonder if it's possible — we'll give you honest answers and a clear next step.
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